Apps · Product prototype
KT Capital
Mobile-first vehicle-loan application: OTP sign-in, a four-step journey with a live EMI calculator and policy checks, and a status timeline.
Vehicle loans, approved with confidence
A mobile-first journey from vehicle to documents, with live EMI maths and policy checks on every step.
- stack
- Next.js 16
- stack
React 19, Tailwind v4, Zustand - journey
- 4 steps
- journey
vehicle, loan, KYC, documents - calculator
- Live EMI
- calculator
charges and policy limits as you type
In detail.
02
Forms that catch mistakes early
Guarantor details with an inline-validated Aadhaar number, then an application page with loan terms and a status timeline.
03
The numbers, always visible
An on-road price breakup checked against policy limits, and a loan screen showing the estimated EMI, charges and total loan amount.
Overview.
KT Capital is a vehicle-loan application built for phones: sign in with a mobile number and OTP, then move through four short steps (vehicle, loan, KYC and documents) with the numbers updating as you type.
It is a front-end prototype running on mock data. The loan rules are real: the disbursement is capped at 90% of the on-road price, the interest rate has a floor, and every price breakup is checked against policy limits before the applicant can continue.
What stood out.
- 01
Maths shown, not hidden
On-road price, loan charges (5% processing fee, stamp duty and stationery), total loan and estimated EMI recalculate live, with plain-language hints under every field.
- 02
Forms that catch mistakes early
PAN format and a minimum age are checked inline, a pincode fills in the city and state, and the guarantor’s Aadhaar number is validated with the Verhoeff checksum on the server.
- 03
Always know where you stand
The dashboard groups applications by status, and each application has a status timeline from submission to approval. Progress is saved on the device between visits.
Have something to build?
Let’s talk.
I’m currently full-time at SaaS Labs and taking on a select number of freelance projects on the side. I’m always open to chat, connect with new people and explore new opportunities.
